It is absolutely necessary for our fragmented and divided country. Many will argue right now that in this time of recession we do not have the fiscal capacity to implement the national health insurance. Our hon Minister has told you why at this point in time vulnerable people need to be protected. While the rich can go and buy cars again and recoup losses, the poor will perish. Therefore at this point in time we cannot further delay the implementation. We have consulted enough about this, and in our country we have a disease of "consultitis" - we keep consulting and consulting, but we consult with stakeholders who have a vested interest. No one consults with the majority of the people out there. [Interjections.]