... and people who have siphoned off millions. I can tell you of one administrator who had to return more than R900 million to a scheme! If anyone reads the Council for Medical Schemes reports of the year 2000 they will know that we have a very sick private health care system. We have 7,5 million people, hon Waters, 7,5 million lives on 122 medical aids, based on 386 benefit options administered by 23 administrators. We spend R8,9 billion on non-healthcare expenditure. Solvency is plummeting and membership is not increasing. If you tell me that is an efficient private health care system, there is something wrong. [Interjections.]