that they will fail and it will need to be taken away. So, we have looked at all of this. As far as we are concerned, we believe that is going to be possible to turn a number of these municipalities around, but there is quite a bit of work that needs to be done to deal with the political instability. That's a bigger part, which I am aware of and the ruling party is dealing with all of those issues. We have been involved in a number of meetings with the councillors, mayors and the MECs to ask them to also deal with exactly the same issues.
I left out the issue that deals with VBS Mutual Bank specifically, but I am just talking about this, because these are just general issues. We can talk about the VBS ones ... may I just hold it there, Madam Speaker. Thank you very much. [Applause.]