Ultimately, fixing municipalities is critical. The Department of Co- operative Governance and Traditional Affairs, CoGTA, and Treasury have to continue to prioritise the municipal recovery plans to ensure that municipalities are turned around on issues of governance, administration, financial recovery, infrastructure, service delivery, as well as fraud and corruption. Well- functioning municipalities are capable of collecting revenue and paying debts. The culture of payment must be promoted by all levels of government and communities must be encouraged that the payment for services is important as part of their responsibilities as citizens. We have to