The DEPUTY MINISTER OF HUMAN SETTLEMENTS, WATER AND SANITATION (Ms P Tshwete): I'm going to start with the last question. The Minister is working closely with the Human Settlements Development Bank. We know that people are complaining that the bank's requirements are the same as that of other banks. So, we are busy working on making sure that this bank is made for housing. It must adhere to the requirements of housing. So, the Minister, working with the bank, will make sure that houses are all built. Thank you very much.