This is taken from the government. It came from the business community. So, I guess the different jurisdiction had different business communities and that was quite clear. Nevertheless, this was a multiparty committee, the ANC, the DA and the EFF.
We learnt there of the importance they attached to financial awareness education starting from the schools assisting people on how to budget insisting that the financial institutions would be part of this process and financial institutions meaning all the banks, etc.
Finally, the importance they played on everyone having access to debt counselling including the poorest of the poor. That actually proved to be a very important Bill for us and when we looked at what we brought out later and the recommendations was basic education. It was to ask the Minister of Finance to introduce a levy on credit providers and I realised I am into downtime. I want to respect you hon Chairperson and to say that this study visit of the committee was incredibly constructive as all parties will agree. Thank you.