However, we also need a definite expenditure ceiling where unauthorised expenditure does not occur. To actually limit state expenditure, growth must occur. Without economic growth, the majority of South Africans will remain dependent on social services and grants and will remain unemployed and poor. To stimulate the economy, we need tax relief for individuals and for businesses. We need to decrease the fuel levy. We need to do away with the mismanaged and corrupt Road Accident Fund and rather replace it with legislation that compels motor vehicle owners to have third-party insurance. We need to abolish e-tolls. Government should earn tax, not just collect it. We need policy certainty.