Whether the Government has a clear and binding policy on building, maintaining and preserving a given level of contingency funds, expressed as a ratio of the annual approved budget, so as to alleviate the plight of citizens and rebuild the infrastructure adequately and swiftly during a major disaster; if not, why not; if so, (a) what is the policy, (b) to what extent is the contingency fund as at 31 October 2015 compatible with the declared policy level, (c)(i) what is the lowest level to which the contingency fund can be allowed to sink and (ii) how does the present situation compare with that baseline and (d) what growth in real terms has there been annually in respect of contingency funds during the period 1 November 2009 to 1 November 2015?