(1) Whether, with regard to the announcements by (a) the Registrar of Banks and the Governor of the Reserve Bank in 1990 and (b) First National Bank (FNB) on 16 June 2006 (details furnished), the interest loan recalculations were completed and refunded to borrowers; if not, why not; if so, what are the relevant details; (2) whether any homes have been repossessed by FNB because of arrears accrued as a result of interest not being recalculated on home loans; if not, why not; if so, what are the relevant details?