(1) What protection is given to customers who invest or lend money from commercial banks in South Africa, to ensure banks will not collapse and/or be liquidated; (2) whether it is a requirement of all securitisation schemes that commercial banks totally divest themselves from all their interest in securitised loans; if not, why not; if so, what measures has he taken to ensure compliance with such requirements; (3) whether he will make a statement on the matter?