(1) What are the risks of climate change to human settlements in South Africa that have been identified by his department; (2) whether his department is taking any measures to promote adaptation to climate change in human settlements; if not, why not; if so, what measures; (3) whether any study has been conducted to determine the costs that human settlements will incur in adapting to climate change; if not, why not; if so, what are the relevant details; (4) whether any measures are being examined to finance adaptation to climate change in the human settlements sector; if not, why not; if so, what measures?