We are attending to the challenges of the South African residential market with its dualistic form. One part is functioning well and well-resourced, the other one completely dysfunctional, which is where we live. This is the township housing market with its nearly four million houses, undervalued, underleveraged economic assets and we need to turn this around. While much work is being done towards the vision of a single residential market in the future, an immediate, opportunity is available to us to ensure that we can provide our people with the necessary resources to lever themselves out of their situation. At a replacement cost of approximately R350 000 per unit, the total market value of the township housing market that we have built is approximately R14 trillion. This is what we have contributed to the economy of this country. This is the value we could leverage.