I have come across an idea which is working very well and I am told here in Cape Town which is called Masakhe Ladies of Phillipi, Crossroads, Khayelitsha, Strand, etc. It has been established as a stokvel to build houses and it will have of course to be ladies. Men sit there and they know that somebody will provide them with a meal in the evening. [Interjections.] It is true and I am expecting the ladies to cheer and applaud. [Applause.]