The idea of a state bank therefore provides for the economic leverage and impetus that caters for all and in particular the marginalised. Such a bank will have to accumulate capital with the capability of landing and focusing on the developmental needs of South African society. Failure by us to accomplish this will be to allow millions of the people of our country to die under the weight of abject poverty and squalor in order simply to acquire immeasurable wealth, will as Buffet asserts be a terrible mistake. Thank you.