In light of the worst global pandemic, in which we have seen public health overstretched and demands on private health going beyond this sector’s capacity, what (a) has he found will be the consequences of the decisions by the Council for Medical Schemes which are outlined by Circulars 80 and 82 of December 2019 and Circular 56 of 2015 and (b) impact will this have on the ability of low-earning households to have access to quality medical care?