Considering that the increasing student debt has been a persistent problem for the Republic’s economy and the higher education sector due to inflation and the limited funding provided by his department, causing a gradual increase by at least R2 billion annually over the past decade, having snowballed from R13,162 billion in the 2019-20 financial year to R16,5 billion in the 2021-22 financial year, (a) what measures has his department put in place to curb the increase in student debt for the 2022-23 financial year and (b) how has his department capacitated the National Student Financial Aid Scheme for the 2023 academic year to meet the financial needs of disadvantaged students?