Effective market conduct regulation of financial services therefore requires a sound response to risks that arise from investors. Broad consumer protection mechanisms afforded through legislative instruments like the Consumer Protection Act, Act 68 of 2008, may not sufficiently deal with the complicated structures of the financial services sector and capital markets in particular. This means that financial services regulation must necessarily fill these gaps. I am very happy to realise that the entire opposition also supports this Bill. That being said, I therefore thank you. The ANC supports this Bill.