The joining fee was originally set at R50 per member when the savings club was established. The joining fee was eventually changed to R200 per member. The institution has savings products of R50, R100, R150 and R200 per month per members. The savings products were designed with a view to cater for the different income levels of the members. It is compulsory for savers to be a member first before they start saving with the FSC. The non refundable joining fee is R200. The application for the license to trade as financial services cooperative was approved in April 2009 by the Registration Regulation Stabilizing Committee (RSSC) of Samaf and was issued a deposit taking licence by Samaf and a cooperative certificate by CIPRO.