Samaf offers three main products and services, namely: loans, capacity building, and Financial Sector Cooperative (FSC) support. It provides loans up to a maximum of R10 million to financial intermediaries (FIs), who in turn could provide loans up to R10 000 to their clients. Capacity building takes the form of loans and grants. In terms of the Exemption Notice 887 of the Banks Act, Samaf is mandated to regulate and supervise all FSCs in South Africa.