The Committee enquired about Khula's provincial reach and whether the 290 branches referred to were branches held by the RFIs. Khula informed the Committee that the provincial spread has mainly been developed within Gauteng, Western Cape and KwaZulu Natal. Khula would be realigning its focus to developing the reach in the other six provinces, thereby increasing the accessibility to finance in rural areas. Khula confirmed that the number of branches is measured through the RFIs' branches. While the Committee welcomed the new focus on other provinces, it raised the issue of how effective the work has been in the Gauteng, Western Cape and KwaZulu-Natal provinces.