(1) Did her department strengthen the Regulations of the Social Assistance Act, Act 13 of 2004, and related legislation to (a) stop the use of social grants as collateral for loans and (b) hold reckless lenders to account; if not, (i) why not and (ii) when will this happen; (2) has she taken any steps to establish the Inspectorate for Social Assistance as envisaged in the Social Assistance Act, Act 13 of 2004?