(1) How many social grant beneficiaries (a) have bank accounts with Grindrod Bank and (b) gave the SA Social Security Agency permission to open a bank account on their behalf through signed authorisation forms; (2) how did Grindrod Bank open bank accounts for the beneficiaries if no permission was given; (3) what (a) regulations or (b) laws has she found have been transgressed by opening bank accounts on behalf of individuals without their consent?