Speaker, I would like to thank the hon Meshoe. I agree that government can do more and we are indeed pulling out all stops to try to do more.
Concerning access to micro finance, I can say that there are a number of funding agencies that address precisely this need for microfinance loans that can be accessed by communities and households without the collateral that is demanded by commercial banks. There are such dedicated agencies. As you know, in most communities people have stokvels, burial societies and so on. On a small scale, they are already, in a way, practising the management of loans and repayments. So, indeed, the Mzansi account was opened precisely to cater for these kinds of people.
The fourth chamber in Nedlac, the community chamber, pushed very hard for the opening of the Mzansi account to ensure that even those who can save very little should be able to do so.
Therefore, they are already participating in the money economy and the microfinancing of whatever projects. In fact, the agencies to which I have alluded also take care of assisting with training and the putting together of proposals if people want to engage or improve their small-scale business activities and so on. Thank you.