Therefore, the Postbank Bill will be the better option. However, we must remember, however positive and idealistic the concept may be, the road ahead is littered with dangerous potholes. This can result in a type of management and financial crisis that we have recently seen in the case of the Land Bank - which has now recovered slightly - Eskom, Ithala Bank and other state-owned enterprises. And no matter what the young gentleman from Limpopo might argue, universal economic wisdom and experience throughout the world and throughout history indicate that governments, by the very nature of their being, rarely succeed in operating a business enterprise without regular state bailouts, and are always prone to endemic mismanagement and corruption.
But because we have deliberated vigorously, we have moved in and improved very specific sections of this Postbank Bill today to ensure that we have good governance in place, that we have controls that will limit conflicts of interest and that we have made criminal certain actions of board members. We can confidently say today, as Cope, that we can support this Bill because we realise the needs of people out there in the rural areas who do not have access to banking services. Thank you. [Time expired.] [Applause.]