What I was trying to say is that what we then did was look at the three major powers of a bank, that is, investing, lending and borrowing. And we then made sure that this bank would not have unfettered powers to lend, to invest or to borrow, because if it did, there would be a risk attached to it. For example, if this bank went and invested its monies in Greece or another country which has problems with its banking system, then you could clearly hit back at us.
What we have done is made those three powers subject to a policy passed by Cabinet and introduced in this Parliament to actually prescribe the lending, the borrowing and the investment powers of the bank.
The most important power you can give the Ministry and the executive is to set the parameters of policy - and all the opposition parties agree with this. So, if you don't like something - for example, what the Land Bank did: at one stage it started borrowing money for golfing estates - you would make sure that the policy spelt out clearly that that couldn't be done. You would make sure that it couldn't invest in certain places.