Hon member, the reason why some of these municipalities have these debts is because of certain institutions within those municipalities. For example, we have government institutions, hospitals and schools which might not be paying. Therefore, municipalities get into debt. That is what contributes to municipalities' debts.
At times this happens because of the way municipalities manage their bills. This contributes to debts. The problem is a collection of many things like not managing invoices well, etc.
Hon member, what was your second question?